2451 Atrium Way #122 Nashville, TN


2451 Atrium Way #122

Nashville, TN 37214



BC Holdings of TN's Addressable Markets

We have the pleasure of working with organizations in the private and public sectors, academia, and training.

Private Sector
BC Holdings’ total financial readiness and wellness programs are impacting workforces of all sizes, in every region of the country and around the globe. Employees spend three hours a week, during work hours, trying to figure out how to make ends meet or to deal with current financial issues. BCH curbs
this reality through programs such as Destination: Financial Wellness (DFW) Online Financial Engagement Platform, Virtual/Live Workshops, Monthly FinTips, Credit Restoration, Debt Management, and Personnel Coaching Services. Financial wellness programs are being offered as a benefit in more companies. Reasons include improving their competitive edge, strengthening recruitment, need to lower attrition, requests by current and prospective employees. Today, 53% of companies offer some form of financial wellness programs, up from 24% in 2015. Programs include comprehensive financial
wellness programs, home financing, student loan reimbursement, credit card planning, early income access, etc.

Public Sector
Federal, state, and local government agencies, both large and small have significant financial readiness needs at all levels including civilian and military personnel. Personnel readiness inevitably leads to mission readiness. Government employees who carry a security clearance are measured by a
government regulation that has thirteen guidelines. One of the guidelines is financial considerations. Employees are evaluated on these guidelines to gain and/or maintain their clearance. Per the Department of Defense Secretary, the #1 reason employees lose their security clearances is financial considerations, excessive indebtedness, and financial red flags. Financial concerns not only affect personnel readiness but mission readiness and national security. When employees are stressed, production, performance, readiness, and employee health become a concern at the workplace. Everyday BCH provides comprehensive solutions to impact areas of concern on all levels of government and relevant agencies.

Academia Sector
The financial transition from student to employee is a very important area of need that requires a strategic focus and purposeful concentration in higher education and by employers. There is an inherent interconnectedness of student financial services as it relates to financial wellness (communications
between support services, financial aid, the bursar’s office, career services, and more) and the impact on college default rates, student preparedness, financial planning, and wealth building. BCH offers a robust, well-rounded program designed to assist colleges and universities of all levels of learning with how to proactively address and solve these growing areas of concern. The need could not be higher with most undergraduates graduating with debt upwards of $30,000 in student loans and consumer debt. These numbers increase significantly in postgraduate and professional services programs. The financial
management skills BCH provides are necessary to establish a solid financial foundation upon graduation and needed to ensure a more confident start to their financial future.

Training Organizations
Training organizations who seek curriculum-based programs, web-based, online training platforms, live seminars, workshops, speakers, and financial newsletters, have found a strong and effective partner in BCH. Whether the target audience/population is the underserved, unrepresented, un-banked, minority, or other groups that have not been exposed to financial wellness in a structured format, BCH is able to connect, relate and impact everyone in a manner that is uplifting and educational. Key areas and topics include budgeting, debt management, credit management, emergency funds, investing, retirement planning, etc. To assist instructor-led programs, BCH offers comprehensive train-the-trainer services which include an on-demand library for instructors and peer leaders.