Mission readiness is the ultimate goal, so how do you quantify the costs associated with stress, turnover, absenteeism, theft, security clearance attainment, retention, security breaches, and substandard performance of your workforce or student body?
For Federal employees with a security clearance, financial considerations are fundamental to employee readiness, mission readiness, and ultimately mission success. Adjudicative guidelines are established for all who require access to classified information— C22.214.171.124. Appendix 8 Guideline F: Financial Considerations, which include excessive indebtedness, recurring financial difficulties, or unexplained affluence.
It’s well documented that only 45% of freshman students graduate leaving 55% of students to suspend college with debt tied to student loans, credit cards, and vehicles. Reasons for premature exits include debt, family issues, unexpected medical problems, lack of funding, lack of support, cost of college, need to join the work force, and financial distress.