Any combination of these award-winning products or services will yield measurable and quantifiable returns, stronger bottom-line profits, reduction in default rates, increased employee/student preparedness, and mission readiness for your organization. Each product and service is specifically developed for all levels of the workforce. Materials and presentations are delivered to reach every participant/student no matter their level of financial awareness or fitness. All workshops are available virtually or on-site.
DFW Online is a technology forward, comprehensive, full-service, self-study, financial wellness program that provides knowledge and resources essential to building and executing an individualized financial plan online. The program is built around BCH’s five components of financial wellness and is technology
forward (i.e. gamification, capstone simulation, on demand topics, individual and team challenges, chat, etc). The uniqueness of DFW starts with a balanced approach to meet every household where it is financially. The goal is to help employees enjoy life during their earning years while simultaneously
planning and investing to fund their retirement years. Students learn the skills necessary to manage student debt, lifestyle, and wealth-style. DFW is scalable and can accommodate small, medium, large, and mega sized companies.
DFW’s online program is self-paced or completed at the pace established by the client. Each module is presented in 2-7 minute segments for ease and convenience. It is available for use on various devices such as smartphones, desktop computers, laptops, and tablets. In other words, DFW is ready anywhere at any time. All things money… all in one place.
These workshops are available to the following sectors… private, public, academia, and training. Half-day, one, two, or three-day workshops are available for Destination: Financial Wellness and Retirement courses. Virtual and onsite courses give participants the opportunity for immediate feedback and enables them to learn from questions asked by others. During class, they work through the plan in their Destination: Financial Wellness or Retirement workbook. This hands-on approach is very effective and produces lasting results. Class participants can be limited.
One-day or two-day workshops available.
This session is focused on dealing with excessive debt by establishing a debt reduction plan and restoring credit to a level acceptable to pass the portion of security clearances pertaining to excessive debt and credit scores. Each participant will pull their credit report for a comprehensive credit analysis
and a review is included. The success rate of this course is over 90%.
Half-day or one-day workshops available. Each participant will establish a debt reduction plan using their actual debt.
DRP is designed to
The success rate of this course is 87%. This means that over a 6th month period she/he has decreased their debt.
Half-day or one-day workshops are available.
Half-day or one-day workshops available.
This topic was requested in light of government shutdowns and furloughs in the recent past. Additionally, it has been great for companies and employees faced with the harsh reality of downsizing. Because you care deeply about the well-being of your employees, this session is serious and real, yet encouraging and reassuring. We inspire employees to embrace the present while looking toward and planning with the future in mind. The session ends with safeguards necessary to survive future interruptions without pause. It is uplifting and empowering.
“Ask the Expert”
Via email or chat participants are given the opportunity to email an unbiased financial coach at BCH for assistance. This service is available with the purchase of other programs and services and is effective as long as the participant is an employee.
FinTips are monthly financial newsletters written and distributed by BCH each month. Newsletters are sent via email and pertain to information that may impact their personal financial economy and financial fitness. Participants can opt to have the newsletter sent to one or more email addresses and may opt-out at any time. Email addresses are not sold or shared with other companies. Click here to sign up.
BCH is available for keynote and presenter roles at conferences, conventions, company meetings, student, and parent orientations, etc. As indicated in all of the evaluations, BCH is always the “hit” of the event.
BCH’s approach toward financial literacy for college students is often described as a program that binds financial readiness in college to financial wellness and fitness at the workplace. Destination: Financial Wellness (DFW) for college students is holistic, realistic, and comprehensively designed to educate during college, beyond graduation, and into the workplace. While one of DFW’s primary proof of concept is to strengthen each student’s ability to become knowledge-rich for their journey ahead, another critical measure is the reduction of university student loan default rates. Moreover, while journeying through DFW, students come to appreciate that their financial GPA (credit scores) is just as important as their academic GPA because 65% of all companies, including federal and state governments, check credit as a factor to determine employability. Adopting DFW as a part of your university’s ecosystem creates endless wins for the community, university, parents, students, and their careers. The job market is very competitive for students, so any advantage speaks volumes. In other words, don’t give potential employers a reason to question or deny employment to graduating students.
BCH’s post-graduate program, Exit Strategy, not only meets, but exceeds the federal requirement to provide a debt management program for all students graduating with student loan debt. Our program has decreased student loan default rates and borrowing levels around the country. It provides students with sample monthly budgets, budget strategies based on the cost of living, taxes, and student repayment plans and debt reduction and while explaining (in their terms) the importance of paying student loans and other debts on time.